Closed Monday, Jul 5
Sunday, July 4, 2027 falls on a Sunday, so the holiday is observed on Monday, July 5, 2027. Banks are closed that Monday.
Branches close and the Federal Reserve does not process check clearing, ACH or wire transfers, so deposits made on the holiday post the next business day. ATMs and online banking still work.
Some branches, such as those inside grocery stores, keep their own hours. Check your branch before you go.
Is the post office open on Independence Day 2027?
Rule and dates: Federal Reserve Financial Services holiday schedule. Last verified October 28, 2026.